Council Right To Buy


Qualifying council tenants can get a discount off the market value of their property. The discount is based on:

  • How long they have been a tenant with a public sector landlord
  • The type of property they’re buying
  • The value of the property

You can apply if:

  • It is your main home
  • It’s self-contained
  • You are a secure tenant
  • You’ve had a public sector landlord for 3 years – this does not need to be consecutive years

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For Houses

If you have been a public sector tenant for between 3 and 5 years, you get a 35% discount.

After 5 years, the discount goes up by 1% for every year you have been a tenant – up to a maximum of 70% – or max £82,800 in England and £110,500 inside London (whichever is lower).

For Flats

If you have been a public sector tenant for between 3 and 5 years, you get a 50% discount.

After 5 years, the discount goes up by 2% for every year you have been a tenant – up to a maximum of 70% – or max £82,800 in England and £110,500 inside London (whichever is lower).

How to apply

1. Complete a Right to Buy application form.

2. Send it to your landlord.

3. Your landlord must say yes or no within 4 weeks of receiving the request, or 8 weeks if they’ve been your landlord for less than 3 years. If they say no, they must give a reason why.

4. If they agree to sell, they must send you an offer within 8 weeks if freehold, or within 12 weeks if leasehold.

If you decide to sell your home within 10 years of buying it, you must first offer it back to your old landlord or another social landlord in your area.  If you sell your home within 5 years, you will have to pay back part or all of your discount as follows:

  • 100% of the discount in the first year.
  • 80% of the discount in the second year.
  • 60% of the discount in the third year.
  • 40% of the discount in the fourth year.
  • 20% of the discount in the fifth year.

Once you become a homeowner, you will no longer be eligible for housing benefit.

 

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