You found us on ContractingWorks, welcome!

We can help you borrow up to 300% more on your mortgage

“Fantastic experience from start to finish. Our mortgage broker, Kathryn was incredibly professional and thorough during the entire process. She managed to secure us an almost unheard of deal with a top bank in the middle of a global pandemic.”

Xander Ettling

  • 95% Loan to value

  • Mortgage borrowing based on contract rate

  • No accounts needed

  • 5 times income

  • Residential and Buy to let specialists

  • Free initial advice

The internet is not a secure medium and the privacy of your data cannot be guaranteed.

  • Hidden
  • MM slash DD slash YYYY

Helping contractors secure the right mortgage.

Access to over 50 of the best known lenders.

Some exclusive offers you won’t get with the high street lenders.

Your home/property may be repossessed if you do not keep up repayments on your mortgage.

Some buy to let mortgages are not regulated by the Financial Conduct Authority.

We can help you

a home

If you are considering buying your first home or moving to a new home.

your home

Need a new mortgage? We are experts at helping you get a better deal!

buy to let

Let us find the most suitable deal for you when buying to let.

Ltd company
buy to let

We learn how your company works to get the most suitable deal.


We can recommend and instruct a solicitor on your behalf.


Get advice on the best types of insurance suited to your situation.


Let us help get your finances in order which aims to give you a secure future


CFM is a registered campaign supporter for Bowel Cancer UK.

Flat fee

We’re so confident we’ll get you a mortgage, you pay nothing if we fail to secure you one.


With over 10 years experience in the industry, we know which underwriter will fit your case best.

300% more

We take out the risk factor that makes banks and building societies hesitant to give you a mortgage.

Professional & efficient

Our service is specifically tailored to your busy lifestyle. You won’t be waiting days for a callback.

Let’s book an initial fee free consultation

We can call you and discuss your options, just click the button below and let us know a little about you.

Book a call

“Many thanks to Stuart Rhodes and the CFM team! They deserve more than 5 stars for a very easy and non stressful process for getting a mortgage. I strongly recommend contacting Contractor Friendly Mortgages if you have a non-standard situation.

They got us a  very good rate after the majority of Banks didn’t find us eligible because of our non-standard situation: 2 years in the UK, 1 year LTD and one active contract in EUROS.

Catalina Lancu

“I spoke to Charlene about getting a mortgage as a director of a limited company. Other brokers that I spoke to took a computer says no approach to my circumstances.

She looked at my situation and provided a very thoughtful analysis and offered solutions. If you need a mortgage then I definitely recommend talking to her – she has definitely reduced my stress levels when it has come to purchasing my first house.”

Vicente Kewley