Life insurance/Critical illness/Income protection/relevant life plans/Family income benefit/Trust planning
Don’t leave your partner/family with a mortgage debt – have it protected so you don’t have to worry.
As a self-employed professional, we understand how stressful it is worrying about your next paid project, or finding your next 6 month contract, especially when you add a new monthly bill of a mortgage to your outgoings.
We know you love your work freedom, but this comes at the expense of no sickness or redundancy pay. We can give you that peace of mind, knowing that if you or your partner is too sick to work or loses a source of income, you will be covered and able to keep your new home. Get in touch and speak with one of our advisers about the insurance that fits your situation best!
A little chat
Have a detailed discussion to confirm what is needed based on clients individual circumstances, these types of insurances are very personal to the individual so a thorough and open conversation is needed. Typically we will discuss life insurance, business insurance, illness cover and trust planning.
We will conduct the research based on this initial call and then present our recommendations to you. We will explain in detail why we have recommended each option and answer any questions you might have.
If you are happy to proceed with any of our recommendations we can arrange to put these in place for you directly with the provider. Please note life insurance and illness cover is not compulsory but highly advisable- don’t leave your family with a mortgage debt
We’ve got you covered
There are many ways you can protect yourself from financial disaster if you are unable to work or are struggling to find that next contracting job. Your situation will be different in many aspects to the next self-employed professional and we fully understand this point.
Our professionally trained advisers will get to know you by asking questions about your situation, allowing them to provide you the best options in insurance for your unique set of circumstances. There are many questions that need answering: how much income should you protect? What type is suitable for your circumstances? How long do you need cover? We are here to answer all of these questions and give you expert advice on which policy will tick all the right boxes.
We’ve been in the contractor mortgage business for over a decade giving us a deep knowledge of multiple different insurances available to you. Once we know how you work, we know the exact policies to recommend. We’ve got you covered.
Speak to one of our insurance advisers to discuss any requirements you might have. We guarantee we can help you get covered, in the right way.