Dealing with every small detail when trying to secure a mortgage can be amazingly stressful, let us take care of the legal side for you by recommending and instructing a solicitor on your behalf.
A solicitor’s main role will be to ensure the transaction of buying your new home goes through legally. Things like determining what is included in buying the property, carrying out local searches and speaking on your behalf to the seller’s solicitors to decide a completion date, will all be taken care of so you don’t have to worry.
Every solicitor we recommend is here for you to make the house buying process smooth and hassle free, they’re used to dealing with self-employed contractors and freelancers so fully understand how you are paid and deliver the highest level of service possible.
We’ll keep you updated every step of the way through the process and make sure the solicitor we recommend is providing you with the service you deserve.
We will provide a tailored plan with one of our solicitors. Our solicitors are proficient in dealing with all types of mortgage transactions, from first time buyers to the more complex scenarios. They have experience in helping self-employed applicants, meaning they understand your payment structures which are through a limited company/partnership/sole trader or an umbrella structure.
If you would like to proceed with our recommendation, we can instruct the solicitor for you and they will be directly in contact with you. Please call or email us if you’d like to proceed, we will be able to answer any questions or reservations you have before going ahead with our recommendation.
The ongoing process
Once the solicitor has been instructed, you will liaise with them directly throughout the mortgage transaction. You are not obligated to use our solicitors, however if you instruct your own, please check with us first. They must be on our recommended mortgage lenders panel of acceptable legal firms. This is very important, please make us aware of whom you are using and we can conduct the necessary checks.
A solicitor will ensure the owner of your new home has the legal right to sell the property to you, that the land itself is free from any issues and that all financing on your mortgage is in order. They have a set of standard questions for the seller about how the property has been used, and carry out important property searches to ensure it is being bought in a condition that you expect it to be in.
They are with you every step of the way, to ensure that you’re getting the mortgage you originally agreed to and the house you want. Any questions you may have, whether big or small, we can answer.
From beginning to end, our recommended solicitor will be by your side, there is nothing more frustrating that having an uncommunicative person handling the legal aspect of your new mortgage. This will never be the case with one of our recommendations.
Contact us now to find out how we can best help you with the legal aspects! Whether you are using our mortgage services or not, we are here to help.
Your home may be repossessed if you don’t keep up repayments on your mortgage.